Conductive Bi-Fold Wallet

ABSTRACT

A conductive wallet includes a bi-fold design with conductive fabric and conductive polyurethane foam on the outer and bottom surfaces. The wallet is configured and designed with silver-plated conductive anti-microbial fabric on the outer surface and (in communication with) conductive polyurethane foam to form a flat-circled tip on the bottom center crease of the wallet. The wallet would be used to protect the user when making transactions at automated teller machines and supermarket kiosks etc.; it&#39;s ergonomically configured for use on keypads, resistive screens and to transfer a low thermal electrical current from the human finger to operate capacitive screens.

CROSS REFERENCE TO RELATED APPLICATION

This application is related to provisional application 61/471,118 filed 2 Apr. 2011

BACKGROUND OF THE INVENTION

1. Field of the Invention

Embodiments of the present invention relate generally to wallets and, more particularly, to a wallet configured ergonomically with fabric plated with 99.9% pure silver to operate keypads, resistive and capacitive screens on automated teller machines and supermarket kiosks etc.

2. Description of the Related Art

Many types of wallets or card carriers are known in the art. Wallets are traditionally used to carry and keep essential items within reach. Typical items commonly carried in a wallet may include monies, bankcards, identification card and miscellaneous items that may be needed or used numerous times during the course of a day. One problem frequently associated with carrying a wallet while conducting a transaction at an automated teller machine or supermarket kiosk etc., is that it only secures essential items.

Further, because current bankcard, monies storage devices, also known, as “wallets” do not provide the consumer with any protection from harmful bacteria on contaminated devices. This causes health concerns as consumers touch these devices with their bare fingers. My invention is a bi-fold wallet with silver-plated conductive anti-microbial fabric on the outer surface of the backing and (in communication with) conductive polyurethane foam material bonded to the bottom center crease of the wallet. The configuration allows a low thermal electrical current to pass through it when the consumer places their finger on the silver-plated conductive microbial fabric. The silver-plated conductive anti-microbial fabric will protect the consumer from the harmful bacteria on the contaminated devices. The silver-plated conductive anti-microbial fabric is plated with 99.9% pure silver, which has a natural microbial element.

When using automated teller machines, supermarket kiosks etc., the consumer uses the device's stylus or their fingers to make input for payment or retrieve funds from these devices. The current devices contain harmful bacteria on the surface hidden from the naked human eye. The contaminated surfaces pose an unseen health risk to consumers. With my present invention the consumer will use their personal wallet with silver-plated conductive anti-microbial fabric and (in communication with) conductive polyurethane foam, to make selections on keypads, capacitive, and resistive screens of automated teller machines and supermarket kiosks etc., to eliminate using their bare fingers. Subsequently protecting the consumer from the device's harmful bacteria.

Although existing bi-fold wallets include a backing, dollar bill pocket, and card slots these items do not solve the problem of inhibiting/eliminating harmful bacteria or have the capabilities of passing a low thermal electrical current because of the materials used to manufacture traditional wallets do not have the qualities of 99.9% pure silver as do the present invention. Further, because it's typical for the consumer to use hand sanitizers and disinfectant wipes after using automated teller machines and supermarket kiosks etc., this adds an additional expense and inconveniences the consumer.

Take, for example, a traditional bi-fold wallet. A problem with the traditional bi-fold wallet is that they typically do not allow the consumer to make input on keypads, or resistive and capacitive automated teller machines and supermarket kiosks screens etc. After the consumer removes their bankcard from the traditional bi-fold wallet while using these devices they typically have to use their fingers or the device's stylus pen to conduct a transaction. This causes the consumer to put their health at risk.

Example of existing wallets includes U.S. Pat. No. 7,614,434 to DeMichele (the “434 patent”) and U.S. Pat. No. 7,640,632 to Lazarus (the “632 Patent”). The '434 patent is directed to a wearable display wallet and method of use thereof having a fastening device for releasably retaining the wallet in a closed configuration and a display configuration. The closed configuration is a reverse embodiment of the display configuration. When the wallet is carried in the closed configuration, a display compartment is on an interior of the wallet. When the wallet is carried in the display configuration, the display compartment is on an exterior of the wallet. The fastening device is able to secure the wallet in both the closed configuration and the display configuration.

Disadvantageously, with '434 is the length of time it may take to attach and release the wallet's fastening device from a person's outerwear. The wallet being retained several times daily in a closed configuration and a display configuration would put continuous wear on the mechanism, which could cause it to break.

Another disadvantage with '434 is while it's useful for carrying currency and other small items such as coins, the '434 device cannot easily secure identification and lacks the simplicity necessary for use in a variety of situations.

The '632 patent is directed to an article for holding currency and credit cards. A first length of substantially non-stretchable material having a first end and a second end configured to form a closed flat loop when the first end is retained on or near the second end, a lumen in the first length, a flat length of bendable metal within the lumen in the first length which allows the closed flat loop to retain a desired shape, the closed flat loop having a length which is slightly longer than half the length of U.S. currency; (b) a second length of substantially non-stretchable material having a middle, a first end, a second end, and a lumen, the first end and the second end secured to the first length of substantially non-stretchable material, thereby forming a second flat loop slightly wider than the width of U.S. currency, the middle secured to a point on the first length (a) to maintain the first flat loop perpendicular to the second flat loop, the lumen in the second length containing a flat strip of bendable metal. The flat length of bendable metal within the lumen in the first length and a lumen in the second length containing a flat strip of bendable metal would be disadvantageous because the bendable metal strips would weaken causing the closed flat loop to loose it's desired shape.

A further disadvantage with the wallet of the '632 patent is that the there is no way to secure coin currency. Accordingly, if a person wants to add or remove coin currency to/from the wallet they would have to place the currency on the elastic straps that secures the paper currency. This can be problematic because coin currency can fall out of the elastic straps.

Accordingly, a need exists to provide an alternative to current devices for securing currency and protecting the consumer. More specifically, a need exists for a wallet that can easily protect the consumer from unseen harmful bacteria when using automated teller machines and supermarket kiosks etc. The currency securing and carrying device disclosed herein is a new and improved device for securing and protecting the consumer that overcomes the limitations of the prior art and provides a simple and useful device for carrying out its intended purpose.

SUMMARY OF THE INVENTION

The invention is a new and improved device for making input on automated teller machines and supermarket kiosks etc., protecting the consumer, and securing currency, including paper money, credit cards and the like. The device comprises a backing configured ergonomically to make input on keypads, with a strip (on the right outer surface of the backing) of silver-plated conductive anti-microbial fabric that overlaps conductive polyurethane foam at the bottom center crease to make easy input (with wallet) on automated teller machines and supermarket kiosks etc.

It is a further object of embodiments of the present invention to provide a bi-fold wallet that allows a consumer to make input on keypads, resistive and capacitive screens etc.

Yet another object of embodiments of the present invention is to provide a bi-fold wallet that will secure all essential items in an organized fashion.

A further object of embodiments of the present invention is to provide a bi-fold wallet that will be ergonomically designed to use safely on automated teller machines and supermarket kiosks etc., without damaging said devices.

A still further object of embodiments of the present invention is to provide a bi-fold wallet having at least a dollar bill pocket.

Yet another object of embodiments of the present invention is to provide a bi-fold wallet that has a plurality of card slots.

A further object of embodiments of the present invention is to provide a bi-fold wallet that has a storage pocket.

A still further object of embodiments of the present invention is to provide a bi-fold wallet that will secure the consumer's identification card.

Yet another object of embodiments of the present invention is to provide a bi-fold wallet that has a backing with silver-plated conductive anti-microbial fabric bonded to the right outer surface of the backing.

A further object of embodiments of the present invention is to provide a bi-fold wallet that has conductive polyurethane foam bonded to the bottom center crease being overlapped by silver-plated conductive anti-microbial fabric.

A still further object of embodiments of the present invention is to provide a bi-fold wallet that has silver-plated conductive anti-microbial fabric plated with 99.9% pure silver.

Yet another object of embodiments of the present invention is to provide a bi-fold wallet that has the capabilities to pass a low thermal electrical current from the consumer, to the wallet to capacitive screens.

Another object of embodiments of the present invention is to provide a bi-fold wallet that has a zippered coin pocket.

A still further object of embodiments of the present invention is to provide a bi-fold wallet that has microbial qualities; inhibiting/eliminating harmful bacteria using fabric plated with 99.9% pure silver.

These and other objects and advantages are provided by the instant invention. In this regard, the present invention is directed to a bi-fold wallet having a backing with silver-plated (on the right outer surface of wallet) conductive anti-microbial fabric overlapping (at bottom center crease) conductive polyurethane foam, a dollar bill pocket, a storage pocket, a identification card pocket, a plurality of card slots, a zippered coin pocket.

BRIEF DESCRIPTION OF THE DRAWINGS

Preferred features of the present invention are disclosed in the accompanying drawings, wherein similar references characters denote similar elements throughout the several views, and wherein:

FIG. 1 is a right perspective view of a conductive bi-fold wallet device of the present invention;

FIG. 2 is a top perspective view of a conductive bi-fold wallet device of the present invention;

FIG. 3 is a bottom perspective view of a conductive bi-fold wallet device of the present invention.

DETAILED DESCRIPTION OF THE INVENTION

The present invention will now be described more fully hereinafter with references to the accompanying drawings, in which preferred embodiments of the invention are shown. This invention may, however, be embodied in many different forms and should not be construed as limited to the illustrated embodiments set forth herein. Rather, these illustrated embodiments are provided so that this disclosure will be thorough and complete and will fully convey the scope of the invention to those skilled in the art.

In the following description, like reference characters designate like or corresponding parts throughout the figures. Additionally, in the following description, it is understood that terms such as “right,” “bottom,” “strip,” “overlap,” “bonded,” “center,” “crease,” “wallet,” and the like, are words of convenience and are not to be construed as limiting terms.

Embodiments of the present invention are directed to a bi-fold wallet having a silver-plated conductive anti-microbial fabric and conductive polyurethane foam. As used herein, the terms “consumer,” “overlaps,” “inhibit,” “prohibit,” “configured,” “designed,” are used interchangeably. The present bi-fold wallet can be made of a durable material, such as canvas, nylon, vinyl, leather, or any other materials or fabrics known in the art that are suitable for making such a wallet. It is possible for the present bi-fold wallet to be made from a combination of materials having different properties such as strength, softness, recyclable material, insulating characteristics, waterproof characteristics, etc. Preferably, the present invention can be used as wallet to secure essential items and be able to make input on automated teller machines and supermarket kiosks etc., without damaging said devices.

The present invention addresses the previously discussed problems associated with existing bi-fold wallets that are used only to secure essential items. Accordingly, as depicted in FIG. 1, FIG. 2, and FIG. 3 the conductive bi-fold wallet 2 the embodiment is a low thermal conductive bi-fold (but not necessarily) wallet 2 device. It comprises at least five major components: backing 4; silver-plated conductive anti-microbial fabric 10; conductive polyurethane foam 12; dollar bill pocket 6; at least one card slot 18. The conductive bi-fold wallet 2 also includes a zippered coin pocket 8 bonded of a lesser diameter to the inner surface of the backing 4. Further, an identification card pocket 16 may be bonded of a lesser diameter to the left outer surface of the storage pocket 14 creating a horizontal opening at the top; a storage pocket 14 may be bonded evenly to the outer surface of the dollar bill pocket 6 creating a horizontal opening at the top. The conductive bi-fold wallet 2 is designed to allow the consumer to make selections on keypads, resistive and capacitive devices and store identification, bankcards, monies etc., in a convenient organized manner. It may comprise of any material known in the art, including but not limited to aluminum, plastic, leather, cotton, polyester etc.

As depicted in FIG. 1, the conductive bi-fold wallet 2 the embodiment is a low thermal conductive bi-fold wallet 2 (but not necessarily) device. It's configured and designed to allow the consumer to make selections on keypads, resistive and capacitive devices and store identification, bankcards, monies etc., in a convenient organized manner. It may comprise of any material known in the art, including but not limited to aluminum, plastic, leather, cotton, polyester etc.

As can be seen in FIG. 3, the backing 4 the embodiment is a surface which is configured and designed to have a substantially flat rectangle shape and sized to be for example (but not necessarily) between about the diameter length of 22 cm×8 cm to accommodate fitting (when folded) in pants pockets. It may comprise of any material known in the art.

As depicted in FIG. 2, the dollar bill pocket 6 the embodiment is bonded to the inside of the backing 4. It is bonded to the bottom, left and right of the backing 4 creating a horizontal opening (as shown in drawing) along the top of the conductive bi-fold wallet 2 to store paper monies. The dollar bill pocket 6 embodiment is sized to be for example (but not necessarily) between about the diameter length of 21.5 cm×7 cm. It may comprise of any material known in the art.

As can be seen in FIG. 2, the zippered coin pocket 8 the embodiment is a pocket configured to have (as shown in drawing) (but not necessarily) a substantially flat horizontal opening inside the conductive bi-fold wallet 2, with a zipper to secure coins. The zippered coin pocket 8 the embodiment is (but not necessarily) sized to have a diameter length of 15 cm×5 cm. The embodiment can be comprised of any material known in the art, including but not limited to aluminum, leather, plastic, cotton, polyester or any soft textile or synthetic material.

As depicted in FIG. 1, the silver-plated conductive anti-microbial fabric 10 the embodiment is a 99.9% pure silver-plated high conductive fabric, which gives it, its electrical conductive ness and anti-microbial qualities. The fabric is positioned diagonally on the right (but not necessarily) outer surface (as shown in the drawing) or may be inside of the conductive bi-fold wallet 2. It may be preferably (but not necessarily)4 cm in length and have a flat contoured or curved (e.g., concave) surface, to accommodate the shape of a person's finger. It may be made with (but not necessarily) other conductive materials (e.g., copper, zinc etc.) and fabric. The silver-plated conductive anti-microbial fabric 10 may communicate with other conductive materials (such as conductive polyurethane foam 12) to transfer a low thermal electrical current from a person's finger. The low thermal electrical current would pass through the silver-plated conductive anti-microbial fabric 10 and also through conductive polyurethane foam 12 to operate capacitive devices when in contact with them.

As can be seen in FIG. 3, the conductive polyurethane foam 12 the embodiment is a soft, spongy, and high conductive polyurethane material within (but not necessarily) the conductive bi-fold wallet 2. Conductive polyurethane foam 12 exits 0.5 cm (but not necessarily) at the bottom center crease (as shown in drawing) of the backing 4. The conductive polyurethane foam 12 is configured and designed to be the contact point of the conductive bi-fold wallet 2. For example the conductive polyurethane foam 12 is preferably a flat circle shape (but not necessarily) and 0.5 cm in diameter at bottom contact point. The silver-plated conductive anti-microbial fabric 10 is used (as shown in drawing) to (but not necessarily) overlap (come in communication with) conductive polyurethane foam 12 to transfer a low thermal electrical current from a person's finger to the conductive polyurethane foam 12. The conductive polyurethane foam 12 being the contact point is used for a safe and convenient mechanism to make input (tap) on keypads, capacitive and resistive devices.

As depicted in FIG. 2, the storage pocket 14 the embodiment is bonded to the dollar bill pocket 6. It is bonded to the bottom, left and right of the dollar bill pocket 6 to create an horizontal opening (as shown in the drawing) along the top of the conductive bi-fold wallet 2 and has the same dimensions as the dollar bill pocket 6. It may comprise of any material known in the art.

As can be seen in FIG. 2, the identification card pocket 16 the embodiment is bonded to the (but not necessarily) left surface (as shown in drawing) of the storage pocket 14. The identification card pocket 16 is 4 in.×3 in. in diameter and it has a horizontal opening at the top. It may comprise of any material known in the art.

As depicted in FIG. 2, the 1^(st) card slot 18 the embodiment is configured and designed to have (but not necessarily) a horizontal design on the right opening side of the conductive bi-fold wallet 2. There is preferably a plurality of card slots (as shown in the drawing), but there may be as few as one. There is no upper limit to the possible number of 1^(st) card slot 18, but there are preferably 4 or fewer. They are sized to accommodate bankcards, business cards etc. The 1^(st) card slot 18 is for example, between about the diameters of (but not necessarily) 10 cm×6 cm. The 1^(st) card slot 18 may also have a more vertical depth or v-shape cut out for easy card removal. It may comprise of any material known in the art, including but not limited to plastic, leather, cotton, polyester or any soft textile or synthetic material.

As can be seen in FIG. 2, the 2^(nd) card slot 20 the embodiment is configured and designed to have (but not necessarily) a horizontal design on the right opening side of the conductive bi-fold wallet 2. There is preferably a plurality of card slots (as shown in the drawing), but there may be as few as one. There is no upper limit to the possible number of 2^(nd) card slot 20, but there are preferably 4 or fewer. They are sized to accommodate bankcards, business cards etc. The 2^(nd) card slot 20 is for example, between about the diameters of (but not necessarily) 10 cm×5 cm. The 2^(nd) card slot 20 may also have a more vertical depth or v-shape cut out for easy card removal. It may comprise of any material known in the art, including but not limited to plastic, leather, cotton, polyester or any soft textile or synthetic material.

As depicted in FIG. 2, the 3rd card slot 22 the embodiment is configured and designed to have (but not necessarily) a horizontal design on the right opening side of the conductive bi-fold wallet 2. There is preferably a plurality of card slots (as shown in the drawing), but there may be as few as one. There is no upper limit to the possible number of 3^(rd) card slot 22, but there are preferably 4 or fewer. They are sized to accommodate bankcards, business cards etc. The 3^(rd) card slot 22 is for example, between about the diameters of (but not necessarily) 10 cm×4 cm. The 3^(rd) card slot 22 may also have a more vertical depth or v-shape cut out for easy card removal. It may comprise of any material known in the art, including but not limited to plastic, leather, cotton, polyester or any soft textile or synthetic material.

As can be seen in FIG. 2, the backing 4 is preferably bonded evenly to the dollar bill pocket 6. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The backing 4 is preferably bonded horizontally and evenly to the dollar bill pocket 6, to create a 22 cm×9 cm pocket. The backing 4 is preferably 22 cm×9 cm (but not necessarily) and extends out 0.5 cm×4 mm (but not necessarily) at the bottom center crease.

As depicted in FIG. 2, the dollar bill pocket 6 is preferably bonded to the backing 4. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The dollar bill pocket 6 is preferably bonded horizontally and evenly to the inside bottom, left and right ends of the backing 4 creating a horizontal opening along the top of the conductive bi-fold wallet 2, although it may instead be bonded to the outer surface of the backing 4. In such an embodiment, the dollar bill pocket 6 would be bonded evenly to the outer surface of the backing 4 but have an opening on either the left or right side to store monies. The silver-plated conductive anti-microbial fabric 10 would subsequently be bonded diagonally stretching from the center crease to the middle of the dollar bill pocket 6.

As can be seen in FIG. 1, the silver-plated conductive anti-microbial fabric 10 is preferably bonded to the right outer surface of the backing 4 and overlaps the conductive polyurethane foam 12 at the bottom center crease. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The silver-plated conductive anti-microbial fabric 10 is preferably bonded on the right (when the conductive bi-fold wallet 2 is closed) outer surface at a diagonal angle on the backing 4, although it may be bonded (when the conductive bi-fold wallet 2 is closed) on the left or right outer surfaces, or it also may be angled horizontally or vertically from the bottom center crease.

As depicted in FIG. 3, the conductive polyurethane foam 12 is preferably bonded at the bottom center crease of the backing 4. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The conductive polyurethane foam 12 is preferably bonded 0.5 cm within and exiting 0.5 cm from the backing 4 at the bottom center crease, although it may be bonded to the center of the crease of the backing 4. The conductive polyurethane foam 12 is overlapped by, the silver-plated conductive anti-microbial fabric 10 at the bottom center crease. The conductive polyurethane foam 12 could be extracted and retracted into the conductive bi-fold wallet 2. For example the conductive polyurethane foam 12 could be attached to a flat sliding mechanism to retract it into the conductive bi-fold wallet 2 when not in use.

As can be seen in FIG. 2, the zippered coin pocket 8 is preferably bonded to the backing 4. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The zippered coin pocket 8 is preferably bonded horizontally (inside of the conductive bi-fold wallet 2) and evenly to the inside surface of the backing 4. The bonding of the zippered coin pocket 8 should have dimensions of 15 cm×5 cm to form the pocket. The zippered coin pocket 8 has a zipper to close the pocket to secure loose coins, but could be made with velcro, buttons etc., instead of a zipper to secure the loose coins.

As depicted in FIG. 2, the storage pocket 14 is preferably bonded to the dollar bill pocket 6. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The storage pocket 14 is preferably bonded horizontally (inside of the conductive bi-fold wallet 2) and evenly to the outer surface of the dollar bill pocket 6 and its dimensions are 21.5 cm×7 cm.

As can be seen in FIG. 2, the identification card pocket 16 is preferably bonded to the storage pocket 14. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The identification card pocket 16 is preferably bonded horizontally (inside of the conductive bi-fold wallet 2) to the left outside surface of the storage pocket 14. The identification card pocket 16 has a clear plastic window. The identification card pocket 16 dimensions are 4 in×3 in. The identification card pocket 16 could be bonded to the right outside surface of the storage pocket 14.

As depicted in FIG. 2, the 1^(st) card slot 18 is preferably bonded to the storage pocket 14. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The 1^(st) card slot 18 is preferably bonded horizontally (inside of conductive bi-fold wallet 2) to the right outside surface of the storage pocket 14. The 1^(st) card slot 18 dimensions are 10 cm×6 cm, the 1^(st) card slot 18 could be bonded to the left outside surface of the storage pocket 14.

As can be seen in FIG. 2, the 2^(nd) card slot 20 is preferably bonded to the 1^(st) card slot 18. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The 2^(nd) card slot 20 is preferably bonded horizontally (inside of conductive bi-fold wallet 2) to the right on top of the 1^(st) card slot 18 staggered 1 inch. The 2^(nd) card slot 20 dimensions are 10 cm×5 cm, the 2^(nd) card slot 20 could be bonded to the left of the conductive bi-fold wallet 2 on top of the 1^(st) card slot 18.

As depicted in FIG. 2, the 3^(rd) card slot 22 is preferably bonded to the 2^(nd) card slot 20. Any bonding described in this application may include any known bonding, including stitching, adhesives, etc. The 3^(rd) card slot 22 is preferably bonded horizontally (inside of conductive bi-fold wallet 2) to the right on top of the 2^(nd) card slot 20 staggered 1 inch. The 3rd card slot 22 dimensions are 10 cm×4 cm, the 3^(rd) card slot 22 could be bonded to the left of the conductive bi-fold wallet 2 on top of the 2^(nd) card slot 20.

The invention provides a healthier alternative for the consumer by letting them use their personal wallet to operate automated teller machines and supermarket kiosks etc., when they have to make input on these devices. The conductive bi-fold wallet 2 has silver-plated conductive anti-microbial fabric 10 bonded diagonally to its right surface (when wallet is closed) that overlaps conductive polyurethane foam 12 at the bottom center crease. The silver-plated conductive anti-microbial fabric 10 inhibits a low thermal electrical current to pass through it when in contact with the consumer's finger as well as prohibits germs from coming in contact with the consumer when they use it to operate automated teller machines and supermarket kiosks etc. The conductive polyurethane foam 12 provides a conductive connection and padding with the silver-plated conductive anti-microbial fabric 10 to safely operate keypads, resistive, and capacitive screens on automated teller machines and supermarket kiosk etc., without damaging them.

The silver-plated conductive anti-microbial fabric 10, conductive polyurethane foam 12, the dollar bill pocket 6, and at least 1st card slot 18 are necessary elements of this invention. The optional elements all provide additional features and benefits as previously described. For example, the zippered coin pocket 8 adds a secure place for loose coins, the identification pocket 16 adds a convenient place to store personal identification, the storage pocket 14 adds a convenient place to store miscellaneous papers the 2^(nd) card slot 20 adds additional storage space for bankcards etc., the 3^(rd) card slot 22 adds additional storage space for bankcards etc.

The invention may include additional beneficial features. As discussed, the conductive polyurethane foam 12 may be movable to allow retracting and extracting within the conductive bi-wallet 2, it may also for example be configured to have a petal flower shape or any other configuration. In another embodiment, the silver-plated conductive anti-microbial fabric 10 may be configured for example to look like a lightning bolt or any other configuration, it may also be bonded within the conductive bi-fold wallet 2 exposing a part of the silver-plated conductive anti-microbial fabric 10 to insert a finger for contact to pass a low thermal electrical current. Even though the conductive bi-fold wallet 2 shows a bi-fold design it could be shaped differently, such as being flat (streamlined) arrow configuration with a card slot 18 and have silver-plated conductive anti-microbial fabric 10 bonded to both sides and conductive polyurethane foam 12 at bottom contact point, a flat triangle shape (streamlined) with card slot 18, silver-plated conductive anti-microbial fabric 10 on both sides and polyurethane foam 12 at one of three points or all three points, or have a round shape with a card slot 18, silver-plated conductive anti-microbial fabric 10 and conductive polyurethane foam 12 used at a contact point etc.

To make this invention, one could first provide the elements, including backing 4, dollar bill pocket 6, silver-plated conductive anti-microbial fabric 10, conductive polyurethane foam 12, etc. Then, these elements could be bonded together using adhesives and/or stitching to produce the conductive bi-fold wallet 2 as shown in the drawing.

The invention elements could be reconfigured to achieve the same result, for example the silver-plated conductive anti-microbial fabric 10 the embodiment could be placed on the bottom of the conductive bi-fold wallet 2 at a horizontal plane to connect with the conductive polyurethane foam 12 at the bottom center crease.

A person would use the invention in the following way. First, he or she would provide the conductive bi-fold wallet 2. Remove bankcard from card slot 18 and place in automated teller machine then close the conductive bi-fold wallet 2. Next he or she with the conductive bi-fold wallet 2 still closed would place their right pointer finger on the silver-plated conductive anti-microbial fabric 10. He or she may then make input (tap or press) on keypads with the conductive polyurethane foam 12 at the bottom center crease. He or she may (with the conductive bi-fold wallet 2 still closed) then make selections on the automated teller machine's capacitive screen with the polyurethane foam at the bottom center crease. If he or she is using a supermarket kiosk etc., they would follow the same discussed process.

In one embodiment, a person could use the conductive bi-fold wallet 2 differently by using it to operate capacitive screens on personal computers or phones.

Hospital security access systems, comprising a wallet and touch input of medical staff's finger, would benefit from the present invention by allowing medical staff to input their security code on time clocks or computers with capacitive or resistive screens to help eliminate cross contamination. Also, office work systems, comprising capacitive and resistive screen devices would benefit from the present invention by allowing the workers to make input on capacitive or resistive screen devices without having to touch them with their bare fingers.

While foregoing the written description of the invention enables one of ordinary skill to make and use what is considered to be the best mode thereof, those of ordinary skill will understand and appreciate the existence of variations, combinations and equivalents of specific, embodiment, method, and examples herein. The invention should therefore not be limited by the above described embodiment, method and examples, but by all embodiments, and methods within the scope and spirit of the invention. 

1. A conductive bi-fold wallet comprising: a backing configured ergonomically to extend 0.5 cm at the bottom center crease to make input on keypads, automated teller machine's and supermarket kiosk's etc., resistive and capacitive screens etc; silver-plated conductive anti-microbial fabric bonded diagonally to the center of the right outer surface of the backing and extending to the bottom center crease, where as the silver-plated conductive anti-microbial fabric is plated with 99.9% pure silver; conductive polyurethane foam bonded to the bottom center crease being overlapped by the silver-plated conductive anti-microbial fabric at said point; a zippered coin pocket bonded to the inner surface of the backing being of a lesser diameter; a dollar bill pocket bonded evenly to the inner surface of the backing forming a horizontal opening at the top; a storage pocket bonded evenly to the outer surface of the dollar bill pocket forming a horizontal opening at the top; an identification card pocket bonded on the left outer surface of the storage pocket with an horizontal opening at the top, and a plurality of card slots bonded to the right outer surface of the storage pocket, with each card slot being staggered 1 inch with a horizontal opening at top of the card slots.
 2. A conductive bi-fold wallet as claimed in claim 1, wherein the backing is configured ergonomically to extend 0.5 cm at the bottom center crease to make input on keypads, automated teller machines and supermarket kiosks etc., resistive and capacitive screens etc.
 3. A conductive bi-fold wallet as claimed in claim 1, wherein the silver-plated conductive microbial fabric is bonded to the center of the right outer surface of the backing extending to the bottom center crease, where as the silver-plated fabric is plated with 99.9% pure silver.
 4. A conductive bi-fold wallet as claimed in claim 1, wherein the conductive polyurethane foam is bonded to the bottom center crease being overlapped by the silver-plated conductive microbial fabric.
 5. A conductive bi-fold wallet as claimed in claim 1, wherein a zippered coin pocket is bonded to the inner surface of the backing, being of a lesser diameter.
 6. A conductive bi-fold wallet as claimed in claim 1, wherein a dollar bill pocket is bonded evenly to the inner surface of the backing forming a horizontal opening at the top.
 7. A conductive bi-fold wallet as claimed in claim 1, wherein a storage pocket is bonded evenly to the outer surface of the dollar bill pocket forming a horizontal opening at the top.
 8. A conductive bi-fold wallet as claimed in claim 1, wherein an identification pocket is bonded of a lesser diameter to the left outer surface of the storage pocket, with a horizontal opening at the top.
 9. A conductive bi-fold wallet as claimed in claim 8, wherein a plurality of card slots are bonded of a lesser diameter to the right outer surface of the storage pocket, with each card slot being staggered 1 inch with a horizontal opening at top of the card slots.
 10. A conductive bi-fold wallet comprising: a backing configured ergonomically to extend 0.5 cm at the bottom center crease to make input on keypads, automated teller machine's and supermarket kiosk's etc., resistive and capacitive screens; silver-plated conductive microbial fabric on the right outer surface of the backing and overlapping (in communication with) conductive polyurethane foam on the bottom center crease of the wallet. 